There are a variety of Citibank Student Loan Products. They vary according to the capacity of the student who is availing the loan. Citibank is the pioneer in private student loan programs. So they have come up with various loans and schemes to choose from. For graduates and under graduates Citi Assist under graduate loans have flexible pay back options. Some of the Citibank Student Loan Products are: Citi Assist under graduate loans, Citi Assist graduate loans, Citi Assist law and bar study loans, Citi assist health and professional residency loan and Citi Assist K-12 loans. They also partner with many schools all over the country to offer special savings on student loans.
Availing Citibank Student Loan Products is very easy. You can get your loan in a jiffy. All the Citibank Student Loan Products have more or less the same criteria. A student needs to be 18 years of age. He/she should be enrolled or about to be enrolled in a school. Even if you have already got a federal loan you are still eligible for Citibank Student Loan Products. These loans have easy repayment options. You can pay back up to 20 years. If you are regular in your repayments then you can have a reduction of 0.75% on the interest rate. The loan amount you are paying back is tax free.
Citi Assist law and bar study loan is for law school students only. You should be in your final year of law school and have expenses associated with studying for the Bar Exam. Law students with a positive credit history do not need a co- signer. All the other eligibility criteria are the same as graduate students. The interest rate is quite attractive at 7% and the options to pay back are very easy. You can also avail a $11,000 extra besides your loan amount to study for the bar exam.
Besides the above mentioned loans there is also loan from Citibank Student Loan Products for medical college. The criteria and procedure for applying is the same. K-12 Loan can assist you in paying for your child’s private school education and provide cost-saving benefits. So give your child the head start he/she needs to make a bright future with Citibank Student Loan Products.